WHAT YOU NEED TO KNOW

Property Damage Insurance

Property Damage Insurance provides coverage for any damages caused to the physical structure of your rental property, including furniture, appliances, and personal belongings. It covers both accidental damage and intentional destruction caused by guests. This type of insurance is designed to safeguard the value of your property by covering repairs or replacement costs for damaged items.

What It Covers:

• Accidental Damage by Guests: Covers damage caused by guests such as stains on furniture, broken windows, or appliance malfunctions.

• Intentional Damage or Vandalism: Provides protection in case a guest deliberately damages property or engages in vandalism.

• Structural Repairs: Pays for any necessary repairs to the building itself, including walls, floors, windows, and doors.