Finding the right insurance for your short-term rental can be challenging. BNB Insurance is designed specifically for vacation rental owners and investors, offering comprehensive coverage for guest damage, liability, and lost income.
Ready for insurance that works for your business?
Our Process
INQUIRY
Fill out an online form with details about your property and rental activities to receive a personalized insurance quote.
Policy Customization
Based on the provided information, present tailored insurance options that align with the user's specific needs.
UNDERWRITING
Selects a policy, the underwriting team reviews the application to finalize coverage terms.
Policy Issuance
After approval, the policy is issued, and the user receives all necessary documentation digitally.
Insurance
Programs
Host Liability Insurance
Covers legal and medical expenses if a guest is injured on the property or if they cause damage to someone else’s property.
Property Damage Insurance
Provides coverage for physical damage to the rental property caused by guests or unforeseen incidents like fire or flooding.
Loss of Income Insurance
Compensates hosts for lost rental income if the property becomes uninhabitable due to covered damages such as fires, floods, or vandalism.
Contents Insurance
Covers damage or theft of personal belongings inside the rental, such as furniture, electronics, or appliances.
Natural Disaster Insurance
Covers damage from natural disasters such as hurricanes, earthquakes, floods, or wildfires. Standard property insurance may not cover these events, so specialized coverage is necessary.
Tenant Damage Insurance
Designed to protect you from damage caused by tenants or guests during their stay. This coverage protects against a wide range of property damage.
Guest Injury & Medical Coverage
Covers medical expenses if a guest gets injured while staying on the property. This coverage can prevent lawsuits by compensating guests for minor injuries without legal action.
Acts of Vandalism & Theft Insurance
Protects against intentional damage caused by guests or criminal activities, malicious intent, such as theft or vandalism.
Bed Bug & Pest Infestation Insurance
Reimburses costs related to extermination, property damage, and lost income due to an infestation that prevents guests from staying.
We understand what matters to investors
Comprehensive Coverage
Protect your rental with policies designed for real risks—guest damage, liability, and lost income. No gaps, no guesswork.
Transparency
Clear terms, no hidden clauses, and coverage you can actually understand. Insurance should protect you, not confuse you.
Speed & Efficiency
Quick quotes, seamless claims, and support when you need it. Because time is money in the short-term rental game.
Investor-Focused Protection
Built for STR owners, not just homeowners. We cover the unique risks of vacation rentals that standard policies overlook.
Investors need insurance that protects their short-term rentals without the gaps and limitations of traditional policies. BNB Insurance provides tailored coverage designed specifically for vacation rental owners, ensuring your property and income are safeguarded.
In collaboration with leading insurance providers, we’ve developed a program that prioritizes the unique risks of short-term rentals—covering guest damage, liability, and income loss. Say goodbye to coverage gaps and confusing policies. Our process is simple, efficient, and built for investors like you.
WHERE WE LEND
Insurance Map
We offer lending services in all
50 states!
Unlock the full potential of your short-term rental (STR) with BNB Insurance, the trusted partner for property investors. From scaling your portfolio to securing your first Airbnb, we offer customized loan solutions designed for growth. With quick approvals, competitive rates, and deep industry expertise, we make STR financing simple and hassle-free. Let BNB Lending help transform your rental goals into profitable ventures.
Don’t see your question answered here?
We’re here to help. Fill out our contact form
and we will get back to you with more information.
Host Liability Insurance
Property Damage Insurance
Loss of Income Insurance
Contents Insurance
Natural Disaster Insurance
Tenant Damage Insurance
Guest Injury & Medical Coverage
Acts of Vandalism & Theft Insurance
Bed Bug & Pest Infestation Insurance
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29399 U.S. Hwy 19 N. Suite 340
Clearwater, FL, 33761
hello@hometeamvr.com